I guess I might be a bit biased on this one, but I think there are many advantages to using a mortgage broker. A mortgage broker is generally independent to the banks and lenders on their panel of lenders, and when researching a home loan for you, will look at the best options for your situation. A mortgage broker too, will also want to develop a long term relationship with you, to take care of your mortgage needs now and in the future. It may be very handy for you, to have a mortgage broker, to look at various options as you go through life. Some advantages to using a mortgage broker are -
It is important to ask your mortgage broker any questions that you may have. It is also important to make sure the mortgage broker is a member of one of the Finance industry association bodies, this way you will know that the mortgage broker will be licensed and qualified to assist you with your needs. Knowledge is power, your mortgage broker should be more than happy to answer any questions that you may have.
I am a mortgage broker with many years of experience in the finance industry. I am accredited with over 25 different lending institutions and I am a member of the MFAA, the mortgage and Finance Association of Australia. If you would like to use my services as a mortgage broker, please contact me anytime. I work the whole Perth metro area. You can also leave a comment below, and I will reply to it.